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TellerPhone is Southern Community Bank's telephone banking service. Now you can review interest rates or access your accounts any time of the day, any day of the week, using your telephone. There is no enrollment process and no fees for this service. All you need is your account number, your PIN and a touchtone phone. Simply call (770) 460-8428 and follow the instructions to begin enjoying FREE access to your account information 24 hours a day.

For our customers' convenience we offer Night Depository with various
options. Southern Community Bank will furnish the appropriate pouch,
bag,or envelope to make a deposit. Any deposit made will be credited
the next business day following the deposit.

Welcome to banking convenience with Southern Community Bank's MasterMoney
Card. This card serves as both your ATM card and debit card, allowing
you to access your accounts 24 hours a day at any of our ATM locations
or wherever you see the Intercept logo displayed on ATMs around
the world. When using any ATM displaying the Intercept logo, there
are no extra fees. A list of these member locations may be obtained
by logging onto www.surchargefree.com.
When used as a debit card, MasterMoney may be used wherever MasterCard
is normally accepted for payments deducted directly from your checking
account with us.
We offer MasterCard MasterMoney Debit / ATM cards to qualifying
individual and sole proprietor checking account customers. Apply
today!

For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and federal holidays. If you make a deposit on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit on a day we are not open, we will consider that the deposit was made on the next business day we are open. If you make a deposit at our Thomas Crossroads location before 4:00 P.M. on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit in our Thomas Crossroads location after 4:00 P.M. or on a day we are not open, we will consider that the deposit was made on the next business day we are open.

Southern Community Bank offers a full line of Merchant Services
including support, equipment and supplies necessary for your business
to accept VISA, MasterCard, American Express and other credit cards.
Please allow one of our customer service representatives to assist
you.

Southern Community Bank will make your Federal Tax Deposit. One
of our Tellers will be pleased to assist you.

Southern Community Bank puts the power of the internet to work in your life with our OnLine Banking services. You can access your accounts 24 hours a day from anywhere in the world if you have internet access. Our OnLine Banking was designed with state-of-the-art firewalls to ensure your account confidentiality, with access gained only through use of a Personal Identification Number (PIN) which you create and control. With OnLine Banking, you can access account information, conduct transactions and more, all with the click of your mouse! OnLine Bill Pay is provided FREE for the first 90 days after which there is a small monthly fee. Just think...NO MORE writing checks or paying postage!
*Certain fees may apply.
Click here to find out more...

Safe Deposit Boxes offer secure boxes of different sizes to protect your valuables. Rent is based on box size and is billed annually. See the accompanying fee schedule for rates and sizes.

We are pleased to offer Prime Advantage MasterCard™ and VISA credit cards to help you save time and money. Prime Advantage credit cards are accepted worldwide, offer low annual percentage rates, interest free grace periods, common carrier insurance, free balance transfers and convenience checks. Contact us today for a Prime Advantage credit card application.

Our Business Advantage MasterCard is a financial and
cash management tool. It can be used to pay for everything from
office supplies to airline tickets, hotel accommodations, car rentals
and much more. Avoid timely and costly purchase orders by allowing
your employees to have their own corporate card with a limit you
preset. Your business card account offers a variety of reporting
and statement options. Contact us for an application!

We offer the convenience of Direct Deposit, Wire Transfers, American
Express Travelers Checks and Gift Checks, Notary Services, U.S.
Savings Bonds, 24-Hour Depository, Money Orders, Cashier's Checks,
Bank-by-Mail, Commemorative Coin, Cash Advances from Discover, MasterCard
and VISA.
*Certain fees may apply

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