HomeAbout UsLocationsContact Us
Your Bank
What's New
The Community Club
Kids Club
Online Services
Employment Opportunities
Real Estate For Sale
Southern Community Bancshares

Financial Calculators
News, Weather, Sports
Health
Local Community
Make This My Homepage

 

TellerPhone - 770-460-8428

TellerPhone is Southern Community Bank's telephone banking service. Now you can review interest rates or access your accounts any time of the day, any day of the week, using your telephone. There is no enrollment process and no fees for this service. All you need is your account number, your PIN and a touchtone phone. Simply call (770) 460-8428 and follow the instructions to begin enjoying FREE access to your account information 24 hours a day.

back to top

Night Deposits

For our customers' convenience we offer Night Depository with various options. Southern Community Bank will furnish the appropriate pouch, bag,or envelope to make a deposit. Any deposit made will be credited the next business day following the deposit.

back to top

ATM & Debit Cards

Welcome to banking convenience with Southern Community Bank's MasterMoney Card. This card serves as both your ATM card and debit card, allowing you to access your accounts 24 hours a day at any of our ATM locations or wherever you see the Intercept logo displayed on ATMs around the world. When using any ATM displaying the Intercept logo, there are no extra fees. A list of these member locations may be obtained by logging onto www.surchargefree.com.

When used as a debit card, MasterMoney may be used wherever MasterCard is normally accepted for payments deducted directly from your checking account with us.

We offer MasterCard MasterMoney Debit / ATM cards to qualifying individual and sole proprietor checking account customers. Apply today!

back to top

Deposits

For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and federal holidays. If you make a deposit on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit on a day we are not open, we will consider that the deposit was made on the next business day we are open. If you make a deposit at our Thomas Crossroads location before 4:00 P.M. on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit in our Thomas Crossroads location after 4:00 P.M. or on a day we are not open, we will consider that the deposit was made on the next business day we are open.

back to top

Merchant Services

Southern Community Bank offers a full line of Merchant Services including support, equipment and supplies necessary for your business to accept VISA, MasterCard, American Express and other credit cards. Please allow one of our customer service representatives to assist you.

back to top

Federal Tax Depository

Southern Community Bank will make your Federal Tax Deposit. One of our Tellers will be pleased to assist you.

back to top

On Line Banking

Southern Community Bank puts the power of the internet to work in your life with our OnLine Banking services. You can access your accounts 24 hours a day from anywhere in the world if you have internet access. Our OnLine Banking was designed with state-of-the-art firewalls to ensure your account confidentiality, with access gained only through use of a Personal Identification Number (PIN) which you create and control. With OnLine Banking, you can access account information, conduct transactions and more, all with the click of your mouse! OnLine Bill Pay is provided FREE for the first 90 days after which there is a small monthly fee. Just think...NO MORE writing checks or paying postage!

*Certain fees may apply.

Click here to find out more...

back to top

Safe Deposit Boxes

Safe Deposit Boxes offer secure boxes of different sizes to protect your valuables. Rent is based on box size and is billed annually. See the accompanying fee schedule for rates and sizes.

back to top

Prime Advantage Credit Cards

We are pleased to offer Prime Advantage MasterCard™ and VISA credit cards to help you save time and money. Prime Advantage credit cards are accepted worldwide, offer low annual percentage rates, interest free grace periods, common carrier insurance, free balance transfers and convenience checks. Contact us today for a Prime Advantage credit card application.

back to top

Business Advantage Credit Card

Our Business Advantage MasterCard is a financial and cash management tool. It can be used to pay for everything from office supplies to airline tickets, hotel accommodations, car rentals and much more. Avoid timely and costly purchase orders by allowing your employees to have their own corporate card with a limit you preset. Your business card account offers a variety of reporting and statement options. Contact us for an application!

back to top

Additional Services

We offer the convenience of Direct Deposit, Wire Transfers, American Express Travelers Checks and Gift Checks, Notary Services, U.S. Savings Bonds, 24-Hour Depository, Money Orders, Cashier's Checks, Bank-by-Mail, Commemorative Coin, Cash Advances from Discover, MasterCard and VISA.

*Certain fees may apply

back to top

 

 

Member FDIC

Southern Community Bank


Equal Housing Lender