mountain scape

Who We Are

A Little Bit About Us

Southern Community Bank is proud to enter the Richmond market as an office of Sevier County Bank out of Tennessee.  Those of you familiar with the Richmond banking market will recognize a host of familiar faces on our Richmond team and another long-standing Richmond banker connected with Sevier County Bank.
 
John Presley - founding President and CEO of First Market Bank, and many years later, CEO of First Capital Bank - has served as Executive Chairman of Sevier County Bank since May of 2019.  Working with Bobby Stoffle, President and CEO of Sevier County Bank, they have grown the bank from $290 million in asset size to over $400 million today.  With a vision for continued growth, establishing a Richmond office made perfect sense.  
 
Our team is poised to be the sort of community bank Richmond businesses still need today, and we are thrilled to be here to serve you.

The team at Southern Community Bank has been in the Richmond community as bankers and lenders for more than 20 years. And, the team has worked together at a variety of other institutions here in the area.  We are excited to come together and provide our customers with the best of our collective experience and vision for unmatched service and capability here in Richmond.

Partnering with Sevier County Bank we have found a bank that shares our vision, our values and our priorities.  Sevier County Bank's mission has been "keeping our community in business"...we believe that speaks to the heart of what we hope to do for Richmond.


Southern Community Bank is proud to be part of Sevier County Bank in Sevierville, Tennessee.

The history of Sevier County Bank is a story of helping businesses, building communities, and inspiring customer loyalty. This was the vision that brought together 52 investors in the early 1900s to risk $30,000.00 of their own capital to start their own bank.

When Sevier County Bank was founded on March 9, 1909, the stage was set. SCB would be a bank for the people and businesses of the region, not one restricted to a single community or market.

One year after opening its doors, SCB quickly established its presence in Sevierville, constructing a three-story, headquarters facility on Main Street at a cost of $7,544.35, matched only in size by the county courthouse.

SCB made its debut eight years after the town of Sevierville incorporated in 1901. In 1910, the Smoky Mountain Railroad opened and offered passenger service between Knoxville and Sevierville. In 1934 the Great Smoky Mountains National Park opened, bringing about an unexpected, but welcomed new industry to its economy—tourism. While our founders may or may not have known of plans for the national park, they were almost certainly aware of the importance a new passenger line would have on Sevier County.

As Sevier County relied more heavily on tourism in the decades to follow, SCB found opportunities for growth. And as larger, out-of-town banks entered the region, SCB distinguished itself as a strong community leader whose customer service resonated with the values and beliefs of the individuals and small businesses they served. In time, Sevier County would attract hundreds of thousands and ultimately millions of tourists as Pigeon Forge, Gatlinburg, and Sevierville became heavily involved in providing outside visitors greater experiences and more reason to choose the area as the place to plan their getaways. In the end, the events of the past and a new economy would help SCB survive the turmoil of two world wars, the Great Depression, and the financial crisis and recession of the early 21st century.

As tourism grew, so did jobs. Since 1910, Sevier County's population has grown 308 percent to a citizenship of 89,889 from 22,296, according to the 2010 U.S. Census Bureau. The migration of jobs and people into Sevier County has been dramatic. The U.S. Census reports Sevier County's population grew by 46.7 percent during the 1970s and another 39.4 percent during the 1990s, creating considerable opportunities for a community bank that would become one of the leading financial institutions in Sevier County.
  • We will have the products and services our customers value.
  • We will come to you, making banking as convenient as possible.
  • We will have enduring, close relationships with our customers.
  • We will be the bank for business in our community.